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Bad Credit Car Loans in Portland (OR)

Auto Loan Portland OR

Trying to find a bad credit car lot in Portland, OR? Fear not. By our approximations, 232,368 of Portland’s 774,561 inhabitants have got a low credit score. Fortunately, a low credit score is not a deal-breaker if you apply for an auto loan with Car Loans Portland. When you’re thinking of used car loans in Portland for people who’ve got poor credit, there is no better option than Car Loans Portland.

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At Car Loans Portland, our dealerships try to keep applicants from investing past an acceptable limit for any Portland auto loan, because it increases the chance of defaulting, which is certainly detrimental to everybody.

You should definitely err on the side of discretion when it comes to your Portland OR car loan, bad credit notwithstanding. Just 10% of the amount you make on a monthly basis should be invested in your car loan. Portland’s consumers earn salaries of approximately $23,624 each year. Here’s a quick overview of the average Portland consumer’s auto loan budget:

Annual Salary: $23,624
Monthly Wages: $1,969
Payment: $197
Vehicle Cost: $8,270

Have you thought about a down payment? You ought to, particularly if a new car auto loan is what you’re after. Cars, particularly brand new ones, lose value promptly. Placing money down will keep you from being under water on your auto loan. Nevertheless, Car Loans Portland has dealerships offering zero money down auto loans in Portland, OR. If you can offer up a payment in advance, 10-20% is the norm. If your car or truck is priced at $8,270, that is $827 to $1,654 down.

Car Finance Portland OR

Car Loans With Bankruptcy or Repossession in Portland, OR

Bankruptcy filings and repossessions are two of the most unfortunate things for your credit history. Have you been fearful that you will not be able to find an auto loan after bankruptcy, foreclosure, or repossession? The good news is that there are lenders who approve bad credit auto loans in Portland, OR, even when they have experienced:

  • Bankruptcy
  • Property Foreclosures
  • Repossessed Vehicles

Of course, you can expect a few negatives: expensive interest rates and significant down payment requirements.

If you can’t obtain an auto loan because of bad credit, you can always resort to buy here pay here car lots in Portland.